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Originally Posted by M-squared
Thanks. We better not have to replace a car any time soon, as DH's is new and mine just got a $1800 face lift (or rather, brakes, struts, wheel bearings, etc lift) but I know what you mean.
Increasing the 403b is a great idea. We will probably wait until our day care expenses drop and then put that extra into the 403b funds. We try to increase every time we get a salary raise, but with the kids it hasn't been easy.
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Losing the day care expense is essentially the same as getting a raise, so treat it the same way. I'm getting a $150/month "raise" in 2 months when DD's braces are paid off and I intend to add that money to our monthly investments.
We had a run of bad luck with cars which is hopefully over. A 4-year-old van was destroyed by a fire and a 2-year-old van was totaled in an accident.