Quote:
Originally Posted by Markwallace
how do i get myself out of this debt. i dont know what to do. please. i cant handle this anymore.
tell me what i need to do and i will do it. please.
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You cant get out of the debt, it will have a effect-BK or stop paying, you just have to pay off the debt and move forward.
Buy the Dave Ramsey Book.
Create a BUDGET
Add up all your debt, pay the minimum due, and with left over money at the end of paying the bills, pay off the credit cards lowest balance first or highest interest rate first which ever one will allow you to keep going.
Increase income / reduce expenses.
Quote:
Originally Posted by Markwallace
what do you mean stop paying?
I never considered that. What does that mean. So I stop paying, and they start boosting fees and interest... and I still dont pay. It goes to... collections then? I'm not sure. Then what.
Figured bankruptcy was the only option at that point... that they(collections companies) might sue me or try to garner my wages or something I guess.
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Try searching AccountAnalyzer -He stopped paying and it dropped off. He has a whole thread about it!! But to make it work you would have to stop charging on the cards (NO TRYING TO MAX THEM OUT)