Why are you asking us why you should pay down your debt. That is your responsibility. When you make charges your credit card, you agree to its terms to pay it all back. If you are not responsible enough to pay it back then you don't deserve it to have one. It's really that simple. No one forced you to charge those bills. Now you want a legitimate reason why you should pay them down. You're making excuses for yourself. Why even come here and ask for our opinion. If you don't want to pay it down, that's on you.
I'll name some labor jobs that you could do to help you earn serious money.
-Cable installer makes somewhere $12K - 80K per year
-Carpenter $12K - $50K per year
-Lawnmower or landscaping jobs makes $5K - $24K per year
All these labor jobs pays really well if you work at it FT, which suit well to your liking. Making $9.00 an hour for a labor job tells me that you are LAZY to find a "real" labor job. Do you think Mexicans only do this type of job? Do you feel doing this kind of jobs is somewhat beyond your character? Do you still leave with your parents?
How about this, a truck driver makes anywhere between $10K - $60K plus a year, except some Employers do background check too. Maybe you can apply before your BK hits your record. Don't mean to offend or come across as judgemental ASS. But you need to stop making excuses for yourself. No one looks at themselve in the mirror except you. So try to be honest and make an honest living of yourself. Filing BK is cop out!
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