Quote:
Originally Posted by tripods68
MarkWallace,
You seems like a very intelligent person. BK hurts you if you try to get a "real" job. Any potential employers conduct some kind of background check which include your credit history/score. I worked in the financial services throughout my career, except when I was in the military. I also hold a Series 6, Life Agent license, and Certified Notary in State of California. Each time I had to do a background investigation and finger prints in all. So if you hope to improve your career, having a clean credit history is a plus. Otherwise, no Employer that do any type of background check will HIRE you! Good Luck.
By the way, filing BK on a $15K credit balances is not a whole lot. You could make that up quickly by taking odd jobs. Just my two cents.
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I will never have a "real" job. So no concerns about that.
I have worked manual labor jobs my whole life so far, as well in the military. I would rather work outside then sit behind a desk my entire life where all the "real" jobs are. I don't need money, I pay next to nothing in expenses
(aside from these credit card payments which i simply have stopped paying as of yesterday), I'd rather spend my time at the park or beach after work then staying extra hours and pretending to like my boss and sucking up to clients I don't like.
Again, I am still waiting for a legitimate reason to pay them down. And no, I don't care about Bank of America's feelings. This is between 5 cards anyways, so "sweepers" precious company isn't taking the full hit. Your stock portfolio shouldn't take to much of a hit sweeper, since all you care about is yourself anyways.