I am a bit ashamed to say it, but I was once like the person he describes. For awhile, I was at a bank that charged a fee for you to see the teller to deposit your money, if you can believe that. This was not at one of my brighter moments in life. So these banks do exist.
I do ebay and even the bank I use now that is much better has charged me when checks have been returned. How is that my fault? There are times a bank charges fees that are ridiculous in my opinion.
Keeping money in a mattress in not the solution, and the title is a bit provocative, but banks make a huge amount of money off of and banking fees and that means everyday people are paying them.
Bank fees are more outrageous than ever - MSN Money