Filing bankruptcy on $15K in credit card debt is most unwise. Work 40 hours at your first job, get a second job, and stop charging purchases. Problem solved.
Also, posting questions when you obviously don't want people to answer the way you know that they will answer in the first place is also none too endearing. Of course it is wrong to charge items to cards when you have decided to file bankruptcy on them. Unless, of course, you think stealing is ok.
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"Never attribute to malice that which can be adequately explained by stupidity." - Anonymous
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