To each his own
I hear my brother and sister discuss how they want to wait for the "right time" to have kids. There is no "right time" or perfect plan to having children. Businesses can fail, people can lose jobs or people can also appear to be well off, but accumulate massive amounts of debt while young and carefree about spending. I believe to each his own. I had a child at 24, have subsequently furthered my career through education and my income has increased to almost twice what it was when I first struck out on my own. Although I may have debt, we are by no means poor on any level. We are an extremely happy family and are not in want of anything. I couldn't live without my bubby! Remember that one's opinions can sometimes hurt the feelings of others.
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