How much are you paying on each debt now, and when is projected payoff of each debt? Are you in a cash flow crunch?
If you are not in a cash flow crunch, then do nothing (keep 3k in savings). To free up cash flow:
I would send the $3k to the $8k car loan and try to free up that payment, then apply that payment to 18k car loan or cc at 0%.
If the 0% cc is going to be paid off before rate increases, then pay down the car at 8k, then pay down the other car at 18k.
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