[cheshirecat]

I'm new to this "thinking before you spend" idea and am interested in net working with others in my situation. soooooooooo i was wonder if other newbies would share their goals.

mine are:
-pay off $11,000 cc debt while keeping it on 0% interest CCs.
-only pay cash for cars from now on
-focusing on enjoying the one we have instead of daydreaming about a better on (ie snowmobiles, boat
-having an emergency fund
-having all my CC with 0 balance
-having lots of fun while only buying what we need or really really want
-being able to have tons of fun and travel and still pay with cash
-being very aware of where my money is going
-and having a budget
-paying cash for almost everything

thanks in advance for all the share