Sorry for the Hi-Jack but what if you are on a contract such as a teacher, Sept.-Aug? I might find out in May that I do not get my contract back but I will get paid through Aug. We have LTD as well. Plenty of time to get another position.
Point is, our EF need only be a couple grand if that since we are both teachers. Right now, it is 5K but I may not need that much. Any advice on this?
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