Oh one additional thing AccountAnalyzer. It has been mentioned several times in this thread, if you want to get the most help from the people here, please post your income and as many expenses as you can. I know that may sound a little personal, but if you search though the boards, you will most likely find all that information for every person who has posted in this thread.
Don't feel ashamed or embarrassed either. With out knowning another thing about you, I rest assured that your already better off than at least 90% of the worlds population, if not more.
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