Quote:
Originally Posted by disneysteve
Why not?!? What possible reason is there to not pay your bills when you already have the cash sitting in your account? Take the money out and pay your bills. Get that out of the way. You can't really move forward with a financial plan while unpaid bills are outstanding.
Once the bills are paid, then do what we've all suggested. Take an item by item look at your current spending. Figure out where you can cut back. Maybe you need to cancel cable. Maybe you just need to cut back to the basic package. Perhaps some changes to your food budget - less eating out, more cooking from scratch. Fewer brand names and more store brands. Without seeing your current expenses, we can't give specific advice, but if you review your spending for a month, you can then break it down into Wants and Needs. Trim back or eliminate things on the Wants list. You can't eliminate the Needs but you can often cut back on them.
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Well I like to leave a little money around for FUN but I think I can knock out two Bills. The Electric is $275 and Gas is $130 so that's $405 I will knock off my Bills and won't have to worry about paying those bills again until mid april.