[VJW]

In the FAQ on the original savingsbonddirect.gov website, they stated you could own I Bonds in your name, a spouse or other relative’s name, and as joint owners, thus allowing you to have three accounts, each with the $60,000 limitation.

This was similar to what people did if they had a sum of money in excess of $100,000 that they wanted to keep in a bank account, but wanted the FDIC coverage.

However, I just checked the Treasury Direct website, and they have modified that to the account you set up with your SS# and a joint account with someone else’s SS#. So that would only be $120,000. Unless you had child with their own SS#, then you could do another joint account.

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