[frugalfarmwife]

If you were to pre-decease your husband, how would your husband fare? I'm sure you've tried instilling in him those financial skills that you have? How has he responded?[/quote]


I've started working with him on some basics and showing him what is set up where, but honestly, if his mother is still alive she'll do anything to take him back in (do you sense the "bit" of a problem I have with her?)

If either one of us would die we know that the farm would be sold, and honestly with the sale of the farm it would more than sustain the survivor. Our farmland IS our main retirement fund as it is within a mile of our town and already gone up 4x in value just in the 3 years we've owned it. We are also investing in his 401k and have railroad retirement rather than social security in the future.

Hubby is HAS learned not to say "it'll get taken care of" to me anymore which was another favorite in his family, he now knows that it will, by ME and he will know how and when.

We're a work in progress, slowly but surely moving forward.

kj