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Old 08-23-2004, 08:10 PM
genchan genchan is offline
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Default Should I close my credit card account

I have an overall good credit rating and haven't missed any payments that I can remember. I do have one card that has about $500 on it. I have another card with a $5,000 limit that I haven't used in about a year with no outstanding balance on it. Should I cancel this card? Will canceling help my credit rating or will it hurt it?
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