Quote:
Originally Posted by billchrz
The 401k is manage through Charles Schwab. Here are the funds that we can invest in.
Large Company
American Funds Grth Fund of Amer R4
DWS Dreman High Return Equity S
Schwab S&P 500 Index Sel 0
Thornburg Value I
Small/Mid Co.
Baron Small Cap
Goldman Sachs Mid Cap Value A
Rainier Small/Mid Cap Equity
Royce Opportunity Inv
Intl/Global
American Funds EuroPacific Gr
Bonds
Franklin U.S. Government Secs
Wells Fargo Advantage Tot Return Bo
Balanced
Schwab Mng Ret. Trust 2010 Cl II
Schwab Mng Ret. Trust 2020 Cl II
Schwab Mng Ret. Trust 2030 Cl II
Schwab Mng Ret. Trust 2040 Cl II
Schwab Mng Ret. Trust 2050 Cl II
Schwab Mng Ret. Trust Income Cl II
Capital Preservation
Schwab Value Advantage Money
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Here are the ones I would consider (based on your age):
Quote:
Large Company
American Funds Grth Fund of Amer R4
DWS Dreman High Return Equity S
Schwab S&P 500 Index Sel 0
Thornburg Value I
Small/Mid Co.
Baron Small Cap
Goldman Sachs Mid Cap Value A
Rainier Small/Mid Cap Equity
Royce Opportunity Inv
Intl/Global
American Funds EuroPacific Gr
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Here are the ones in your plan I have owned at one point or another:
Quote:
American Funds Grth Fund of Amer R4
Baron Small Cap
American Funds EuroPacific Gr
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My advice is stick with what you are doing selection wise, for NOW. Read up on asset allocation and then make other decisions on this later.
Your current allocation is OK, but could probably get optimized a little more.