Quote:
Originally Posted by maat55
You can do it either way, save outside the EF or use it and replenish. Scanners point was that if you use your EF to pay these type of expenses, you will need to have it bigger. I separate the EF from normal expenses.
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We have those types in the same savings account, but on paper there is 'escrow' and 'EF' so the same place different purpose...however we have auto instant transfer availible from checking to saving and vice versa....