Ok, I've contacted GMAC, they keep jerking me around. I am honestly trying to set up some sort of arrangement to pay this debt but they just don't want to listen, so I am pushing this issue one more time with them, then I am filing, I need to move on.
I guess I see how you think I am running from my debt, but I don't see it that way. I simply can not afford to pay for something I don't have. I never intended to purchase this car outright, well, I did think about it once, but with the guidance of this board realized the car would be worth far less than they would be asking at the time the lease ended. I was only going to keep the car for the 4 years and then turn it in.
I've been speaking with a bk lawyer since October, of course he states it is in my best interest to file, otherwise he would not have a job. If I can get GMAC to charge me what I owed on the remainder of the Lease, which is the contract I signed, then I won't file, but they know filing is in the works now so if they don't come to a decision by the end of next week, I'm filing.
time
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timetosave
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