I know people push this keep your own money, not uncle sam thing. but for me I know that I am not that good at saving so it is a good idea for me to always have a refund. also, for us that is a hard thing to estimate as I have a job with taxes taken out and my husband works for himself. so we don't always know how much we will have taken out. And do be careful with your exemptions, if you claim to many you may not have ANY federal taken out and then you will owe uncle sam. State tax I have found is usually pretty close to what I pay in.
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