To file for bankruptcy you will need to consult an attorney. Your first question should be whether it is beneficial for you to file. If the company that took back the car is able to re-sell or re-lease then you should not be held liable for the full amount of your lease maybe just the difference that they lost. I would have an attorney review your lease agreement and try to settle a negotiation for you if this is the only thing you need to file on.
As for putting a lien on the deed to your house if you are not listed on the property deed I am not so sure the company would be able to do this unless you used your house as collateral. In the event that you did, you are probably in trouble and this could also jeopardize your house because when you file for bankruptcy they could require you to sell assets to pay for debts. The bankruptcy filing laws have gotten a lot stricter but when I went through it 11 years ago the only reason I didn't lose my vehicle is because I had no equity they could have forced me to sell to attempt to pay off my debts. The day I sat in to get the debt dismissed there were people that were being forced to sell interests in land, snowmobiles, four wheelers, paintings, collectibles - anything of value pretty much to attempt some restitution for debts that you legitimately owe.
It sounds like you are learning about money and learning from your mistakes but please educate yourself before you take what looks to be the easy way out and end up regretting it for the next 10 years it stays on your credit report. I would definately attempt a settlemtn first - maybe try to get help from a local non-profit debt counseling place that can attempt to negotiate a settlement and payments on your behalf.
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