creidt card limit increase
I just received a notice that my BOA/MBNA cc limit has been increased...to $45k! Now, DH and I make about $36k combined. Isn't that ridiculous? We never carry a balance, and probably make on average one transaction per month, so I don't know why they keep increasing it.
My question: since we will probably never be buying a house, is there any reason why we should keep it high or call them to lower it? The only thing we may finance, and only partially if that, would be a car in the future - hopefully not for 2-3 more years. We both have credit scores in the high 700s.
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