Of interest: With a quick look back through former posts I noted --
In August 2006, people were complaining that a respected bank offering had dropped down to 5.00% APY.
In February 2007, I made a post stating that there were 19 different offerings at 5.00% APY or better, including 5 at 5.30% APY or better.
How things have changed.
As of right now, and I expect things to continue to change, there are only 4 offerings exceeding 4.50%.
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