I think the temp agency idea is an excellent one for both you and your husband. I have worked through temp agencies several times in my life when I did not have a permanent job. They were always able to keep me busy so I had money coming in. Some agencies even offer computer and other skill-building classes so you will be more marketable to employers.
I am not sure if you meant it in this way, but you said no jobs have come your way. My jobs have never found me. I have always found them and I have always done it without connections (because I don't have any). I look in the paper. I look on the internet. I fill out applications. I send out resumes. I don't waste anyone's time by applying for job I know I am not qualified to do and I also don't disregard jobs because I think they are beneath me.
I am not trying to sound holier than thou. It's hard looking for a job and the rejection feels awful. However, I know that I don't have anyone to bail me out if my finances tank. So, if I need a job, I pound the pavement until I find one. It's that simple for me.
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