A couple comments off the top of my head, CoryWM. $12.43 (or as you say effectively $14.43) /hr. plus the job security that you have doesn't sound too bad for someone your age. But that also depends on what part of the country and the size of the community where you live. Obviously, some locales are more expensive than others.
Another thing, do you have health coverage from your employer? That's an extremely valuable benefit that many younger people turn down because they equate youth with health. But trust me, CoryWM, s**t happens regardless of age.
What kind of work do you do? Are you married? If so, does your spouse work or at least share your views about finances?
As a retired bill collector, I would say that based on your savings habits, your concerns, and your goals you have a good head on your shoulders and are heading in the right direction. My vote is for you to stay with that job for at least another couple years, even if the raises seem small. With proper budgeting and a moderate life style, you should make out OK--in fact better than others who make more but don't have common sense when it comes to money.
Last edited by Exile : 01-24-2008 at 12:27 AM.
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