[pennywise]

we have no money set aside for healthcare. I fully expect the government to pay for my illness should it happen since they pay for others, the elderly and poor have full coverage. I transfer assets to my children now at age 50 to qualify for medicaid should the need arise. Another prep arrangement is one spouse should never sign for another spouse. Do not guarantee yourself the payer. There was an article where a wife had cancer and the spouse signed the papers, she died, he was stuck with the bill. They put a lein on his house. Each individual is responsible for their own debts so don't sign for another. Emotions do not belong in financial decisions. So, that is how I am preparing. As soon as the dtr turns 18 the house will be signed over to her. She is being educated and I do believe she is responsible. I don't care if she puts me in a nursing home if she cannot care for me. My responsiblity is to provide for my family not a doctors family, a hospital ceo, or anyone else for that matter. I suggest you all make your plans.