You've gotten some good advice here. You seem nervous that you can't pay off the 0% cards before you have to pay interest on them. But, they are 0%, so logically, paying the least on these makes the most sense, until the month before they reset. I think you can assuage your nervousness and at the same time get the most out of your payments. Your plan will probably work, but I think a different order may help you pay less interest.
Here is what I would do (if you have extra money to throw at it)...first a recap. If this is wrong, let me know:
Card 1: $9,600 6.9% ($150 min) - $1000 (balance transfer) = $8,600
Card 2: $3,000 16.9% ($90 min) - $500 (balance transfer) = $2,500
Card 3: $2,500 4.9% ($40 min)
Card 4: $1000 0% until 04/09 (I'm guessing $20 min)
Card 5: $500 0% until 02/09 (I'm guessing $10 min)
You have about 15 payments until Card 4 resets and about 12 payments until Card 5 resets. (I say about because it depends on your billing cycle. If it is different, recalculate this.)
If you struggle with making all the minimum payments, I would tackle the debts from lowest amount to highest...ONLY UNTIL you can comfortably make the minimum payments, and have some extra money left over to pay more on the cards. As soon as you are not struggling to make the minimum payments, you should tackle this in a different order. (The plan you put forward says you have more money to put towards debt payment, so skip this.)
If you are not struggling to make the minimum payments, the next question is, are you worried that you won't be able to pay a large amount just before the 0% interest cards reset? If you pay 15 payments of $20 each, that is $300, so when the 0% interest rate resets on card 4, you still owe $700. If you pay 12 payments of $10 each, that is $120, so when the 0% interest rate resets on card 5, you still owe $380 on that one. However, if you pay $67 on Card 4 each month and $42 a month on card 5, they should be paid off the billing cycle before the interest rate resets. So, it's your decision on that one...I guess it depends on how comfortable you are with the interest rates resetting.
But, I think it is a no brainer to pay the most on Card 2. It is your highest interest rate, and will cost you the most long term. Every month, I would do this: $150 to card 1, $40 to card 3, $67 to card 4 and $42 to card 5. This equals $299, let's say $300 for a round number, every month.
In your plan above, you said you could put at the minimum $550 to debt, plus more ($500 - $700 a month?). Let's say $650. But, you also say that you plan to pay this off in 18 months. You owe $15,000 / 18 = $838. Can you pay that every month? If you can pay $650 a month, you have $350 a month towards card 2. If you can pay $838 a month, you have $538 a month towards card 2.
What does that do for you? If you pay $538 a month towards card 2, you will pay it off by May 2008. Then, you can start paying more to card 1. If you add this payment of $538 + $150, you will be paying $688 to card 1. The 0% interest cards will have died a natural death in Dec 08 and March 09, and then, add those payments to card 1. So, you'll be paying more to card 1 and have that done by May 2009. Then, two more payments of $838 to card 3, and one more about $500, and you're out of debt in August 2009. That's 20 months from now, less if you can pay more.
So, my plan basically says, divide the amount on the 0% interest cards by the number of months you have to pay before they reset and pay that amount every month. Then, pay minimums on all other cards, except the highest interest rate, and send all the money you can to that higher interest rate card. Repeat as needed.
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