Quote:
Originally Posted by adaway
Here is a prelim sketch that I am carving out:
80% Equity/20% Fixed Income
20% Intermediate Bonds (if there is room for this, it seems as though some fund picks for the Equity portion have mixed investments such as bonds so I will keep track of any like this and deduct the number from the 20% I have designated for this type of allocation.)
Breakdown of 80% Eq
25% International
55% Domestic
Breakdown of the 55%
10% Real Estate
Some % an Index Fund
The rest % something from large cap, mid cap (should I also include small cap here or does real estate cover small cap?)
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Here's an instance where the minimums of the funds may come to hurt you. In order for you to get just 10% of your portfolio to be in REIT's, you'll have to have a portfolio worth $30k since the minimum for that fund via Vanguard is $3000. Although I think Vanguard is great, this is where I like T Rowe better because of your ability to get in under the minimums with their asset builder program and get a head start.
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The easiest thing of all is to deceive one's self; for what a man wishes, he generally believes to be true.
- Demosthenes
Last edited by kv968 : 01-20-2008 at 08:13 AM.
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