[sdc2027]

I personally don't like them and therefore don't use them.
1> I like to control my bill paymnts, either call myself or mail the check
2> I've worked billing for companies and I have more problems with bill pays than people putting the wrong check in the envelope/ or none at all.

I would advise calling the bill companies and see if they have either an auto withdrawal from checking or a debit card you could set up as an alternative. my 2¢