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I do think unmarried partners, if they have combined their finances, should definitely look at their net worth as a joint thing. Why wouldn't they?
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Because. . .like I said, they aren't partners. They are "joint venturists."
They are sharing the house, the bedroom, the vacations, but they aren't partners.
I don't have to tell you that many people here have probably lived with a spouse before getting married and realize that being married/partnering and living together are two entirely different balls of wax.