[akaivyleaf]

You can't keep running, so you need to face up to it and make arrangements. Of course by now, if they've already sent out the dogs, it might be difficult to reign them in, but if necessary call from a payphone in the next city and try to make some arrangement. Paying something/anything is better than running.

At this point, is there someone you can borrow from just to get your car note current? Then you can do the credit counseling, the budget and all the rest of the suggestions here. You can't do anything if you don't have a car. or maybe you can... How you're going to pay your benefactor has to be considered as well but desparate times call for desparate measures.