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Originally Posted by simpleyme
when i called discover they would not lower my rate, they said rate does not matter since I do not carry a balance ,well if that's true why don't they just lower my rate to make me happy?
when i posted about this before it seemed that the answers were just not to worry about it ,I just do not like the high rate and feel I deserve better
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In the eyes of Discover, they don't care about making you happy because you are what credit card companies call a "deadbeat" -- you pay your bill in full and don't pay any finance charges. They don't make any money on you except for merchant fees.
ETA: To the OP: The credit card companies [theoretically] don't know what interest rate the other ones are charging you. But it's always worth a try to ask them to reduce the interest rate. You have an excellent credit score, so they may accommodate you because they know you have other options.