BJ, All we have for expenses are our house payment (2,000) and car payments (aprox. 1,000) We have NO credit cards so NO credit card debt. I think our biggest problem is eating out which we are working on. The rest is the regular utilities,garbage, gas bills. We live a pretty simple life with no real extras except our cars which are our choice of spoiling ourselves for our hard work. Thats about it.
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