Welcome. First, I'm not sure what "pers retirement" is. Also, when you say "savings plan" can you explain what that means?
It sounds like you are saying that you have no savings outside of your retirement plans except for that $1,000 you just started. Is that right? If so, then you absolutely need to start an emergency fund and keep adding to it until you have 3-6 months worth of living expenses.
As for retirement, what % of income are you currently putting in?
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Steve
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