Saving in So Cal, yes I am in the military and you have a good point. I didnt even think of involving the military, or at least seeking advice from them. Also, in a previous post I stated I filed disputes with the credit bureaus over the phone, which after the fact I realized wasn't enough, as they can only investigate what is on your credit report, and any other information helping with the investigation would have to be sent to the credit bureaus themselves. I dont know if you read my situation but it involves 2 different collection agencies, AFNI and RPM. I paid AFNI in full, they didnt report anything. RPM sent me a collections notice later for the same account, they did report it. That is my dispute. My plan was to send the bureaus both statements to help with the investigation. AFNI did send me theirs, however it seems RPM is giving me the run-around. They said they sent the statement over a week ago, now they are saying it wasnt sent until earlier this week, and it will take 10 to 15 days to recieve it. My question is by that time would it be too long in sending this information to the credit bureaus, as I originally filed the dispute at the end of december? Could I just send the credit bureaus the statement from AFNI, as they could access the information they need from RPM directly, as they are on my credit report? I hope all of that was explained clearly. Thanks.
|