[gakline]

I look at it like is $30 worth it for 12 hours of my time. If I have to manage 2 accounts and spend time keeping up with another one. Even if I just spend 1 hour a month (logging on or reading my statement) is 1 hour worth $2.50? I don't think so. I can make more spending an hour a month working at my day job or selling a book on Amazon.