[meaghanchan]

If I found 8 cents on the street every day, I'd certainly pick it up. Keeping 1000+ in my ING account where it's earning 3% interest, as opposed to in my checking account where it earns nothing, takes no time at all. If I transfer money, it takes me about 2 minutes once a month. I work hard at my job and have gotten 2 raises and 2 promotions in the past year. Thinking about how to make more money and thinking about where you put the money you have aren't mutually exclusive, and I'm not one to turn down free money.