I'm not teaching either one. Often I see here wishes that our schools did more to teach kids personal finances. Just thought I'd like to see some more specific conversation on it.
I, too, think it is probably a good idea to teach at least a few targeted things, both the concepts and the math. It is hard for me to see how kids get out of high school supposedly having had at least ten years of math, yet still choose(?) to not do the math involved in everyday life to get the better outcomes for themselves. Is it math phobia? Is it failure to recognize that, "Yes, here is one of those real life problems that they were always telling me I would need math for ?" I think the math of grade school should be sufficient, but for some reason, it does always seem to "take." Maybe a very focused class in the high school years would have impact.
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