Quote:
Originally Posted by LBTRS
I "plan for money I don't have" each month when I do my budget...how can you not plan for money you don't have?
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There is a big difference between planning for money that you have very good reason to expect, like your regular salary, and planning how you will spend a bonus that you may or may not receive and may or may not be the amount you anticipate. I think that was the point being made.
It is the same as when we advise folks not to include overtime pay in their budget because there is no guarantee they will always have those overtime hours.