Quote:
Originally Posted by LivingAlmostLarge
I think it's bad to plan for money you don't have
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With this logic you wouldn't plan for retirement based of future earnings you don't have yet. I "plan for money I don't have" each month when I do my budget...how can you not plan for money you don't have?
You purchase a home, car, etc. based off of money you plan on having in the future. You plan on having the health insurance, vacation time and a certain number of hours for your salary, why not plan for a bonus that is "normally" part of the benefits you get from working at your particular company?
I think it's bad to NOT plan for money you don't have.