I would say you should read read and then read some more. Try the Wealthy Barber and Automatic Millionaire by David Bach. They are both very easy to understand. The main thing is to start saving if you decide to save 10% make sure you pay yourself first. Get it direct deposited into a savings account. Then you could try the Roth IRA I don't think it would impact your financial aid and then do not touch it until you are ready to retire. Let it sit there that is what makes it grow-- time. Good luck!
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