I would give anything I have, anything, to be 15 again. Please learn as much as you possibly can.
If I knew what I know now back when I was 15, and assuming I was making the same amount of money throughout my life, I calculated how much money I would have today if I didn't spend it on stupid stuff and invested it all instead.
The number came out staggeringly high: almost $500k.
If I didn't blow so much money in college and after college and saved all of it, I would have close to $.5 million right now. It's such a high number that I can't even comprehend how I could have spent it all. It doesn't seem like much money when you spend it, but after years and years of earning interest it would add up quickly.
Please try to earn as much money as you can legally, and save as much as you possibly can. Anybody who tells you that you should enjoy your money before you die is a complete idiot. You can laugh at them when you retire at 30 with $2 million.
By then you'll be enjoying your life while they're stuck working dead end jobs to pay off debt. Let's see who enjoys their life then.
As far as investing goes, don't worry about it so much. Just read the forums for tips on how to save and invest. The important thing is to get int he right mindset of not having to spend money on stupid things.
I wish someone had told me what I posted when I was 15. Maybe then I would be in much better shape than I am in today.
If you can save $1,000 a month every month, in 10 years you'll have a very nice amount saved up with interest. Most 25 year-olds can't say they're close to being a millionaire, but you will.
Good luck, and please search as much as possible. Then come back and ask more questions.
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