I have everything automatic except my rent check and the occasional 'other'. My utilities and cable pay automatically. One charge card I have to initate on my own, but I do it online. My savings and my big charge are automatic every payday. (i'm trying to get that big card down ASAP. None of my bills have been paid late since I automated everything and I'm actually getting more paid on the cards and extra in my savings.
Each payday, I take out $x and that's it for 2 weeks. I'm careful about spending it. I keep about $100 in cash in the house just in case I have an unexpected, immediate expense - such as bandages for an injury or cold remedies. I find that this is really helping me a lot.
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