[maxim730]

Hi,

I read somewhere that if you earn more than ~$99,000 in a year (not sure of the exact number), you can't contribute to a Roth IRA account.

I opened a Roth IRA with Vanguard about 2 years ago (I'm 26 now). I currently earn more than $99,000

My question is - what happens to my current Roth IRA Account? Should I withdraw my contributions?

Is there any legal way around the salary limit? I rather contribute $4000 ROTH IRA yearly than be tempted to spend it elsewhere.

Thanks!!