Mvelopes is a subscription budgeting program -
here is a link.
Basically you set up your envelopes in the program - one for each budget item. You set a spending plan that funds each of those envelopes. Then the program automatically downloads transactions from your spending accounts (credit cards, checking accounts, savings accounts, etc). You assign each of those transactions to the appropriate envelope and it subtracts that amount from the amount available in that envelope. If it is a CC transaction, the program takes it out of the assigned envelope and puts it in a "money for CC" envelope. That way when your statement comes, you have the exact amount sitting in the envelope waiting to pay the bill.
I've been using the program for about 10 months now and absolutely adore it. It has plugged the leaks in my budget, helped me save up for those erratic bills like car repair, and really helped me understand where my money goes and what I would have to sacrifice in order to meet a savings goal.