[poundwise]

I'm back.

Here are the updates made today, November 7th:

iGOBanking down from 5.17 to 5.00
Apple Bank down from 5.15 to 5.00
Presidential Bank down from 4.90 to 4.60
Capital One down from 4.75 to 4.50
GMAC down from 4.75 to 4.50
ING down from 4.30 to 4.20

Zions Bank and Citibank Ultimate have dropped to 4.08 and 4.00 respectively and no longer qualify for this list.

Presidential Bank still maintains an eyesore of a web site and, in fact, as of the time of this posting still states a rate of 4.90% in the title of the site but shows the newer, lower rate of 4.60% on the page itself. Despite the lack of web savvy, Presidential is well-regarded by its customers. Perhaps a little less so with this second significant rate drop in a relatively short time-frame.

ShoreBank, which is a new addition with a current rate of 5.00%, is now also offering a $25 bonus for new accounts. According to the fine print, you only need to open the account and maintain it for 60 days, with as little as $1, to qualify for the bonus.

For more details or to examine all of the accounts, please return to the first post in this thread.

Thank you to everyone who contributed information. Does anyone know of any CD rates that top the ones currently listed?