[mom-from-missouri]

beware--a friend of mine just got a notice in the mail from his homeowners insurace "inviting" him back to their company. Come to find out, his mortgage company was taking his money for his homeowners insurance AND real estate taxes, but had paid NEITHER one. They claim it was a computer glich. Anyhow, he now has his attorney involved, the mortage company has to pay all the taxes, including the fees (lucky he didn't get auctioned off at the court house-was 2 years in arrears), and what was supposed to be going to the insurance company, will be applied to his principal now. He has a large farming operation, often hires help. What if something would have happened?? He has had no insurance for 2 years!! Seems the insurance company sent the cancellation notice to the mortage company, not him, so he never knew till this past week.