Well my local credit union is great as well. Like B of A it is not an "online" bank, but I never set foot in my last credit union decades. My point is you can do banking pretty much anywhere online. Not that you would be eligible for a CU, but I wouldn't narrow my search too much to just banks that advertise as "online" banks. I switched CUs last year to something more local and though I pop in to make deposits once in a while, it is completely unnecessary to have to ever set foot in there.
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