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How long do you plan on staying in your house? That's probably the biggest factor you should consider.
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Sweeps,
Barring any major life changes (job loss, disability, etc), after our unplanned pregnancy, I told my DW to take a good look at our house - this is it. This is the house we will be in, probably even if we
can afford something more.
Last year, we drove through a nice neighborhood - about the same size houses as ours but an acre of land. Really well done neighborhood - sprawling land for our kids to actually play on. My wife said, "I want to live the good life." I know she wanted to live there.
But truthfully, with the business, a baby on the way (and I am hoping the Twin-O-Meter is broken), I just don't think I can care for that amount of property. I like lawn care but the idea of riding a tractor 3 hours every Saturday. . .I don't know. . .if I was retired, I'd do it. I'm just pulled so many different directions.
Funny thing is, I think she's releived to know this is our house, the house the kids will grow up in. Maybe she's growing old but she's more accustomed to just "settling" and not being so ambitious.
So. . .the short answer, we'll be a long time in this house, our McMansion.
So. . .can I have the endlesspool?