I have found my credit score improves over time due to perpetual total credit card payoff, despite the percentage I need to put on it. Several cards run risks:
unclear totals
different interest rates
suprise finance charges
danger of late payment charges due to different due dates
(these are all I can think of right now.)
It is important to me that I am consistant with my credit card usage and payoffs. I use it every month to varying percentages of my limit, and then pay it off completely, even if it means I have to limit my pocket cash.
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