youth is wasted on the young the same way retirement is wasted on the old.
No guarantee your wife needs to quit working. In our case my wife's salary is 40% of our income, and her salary is increasing faster than mine. She needs to keep her career going.
So weigh the salary of wife vs cost of benefits+cost of daycare. Then realize that you also have cheap babysitters in older siblings.
You could also increase the rate you charge your patients?
__________________
- General questions get general responses. Specific questions get better responses. Want a better answer? Re-read my signature LOL
|